Expert tips on personal finance, budgeting, investing, loans, and building wealth
Explore the best finance apps for budgeting, saving, investing, and money management. Compare top Android & iOS apps to grow wealth, track expenses, and achieve financial freedom.
Flutterwave is one of the most popular online payment systems in Africa. Millions of people use it every day to send money, receive payments, shop online, and run businesses. But just like every digital payment platform, Flutterwave payments sometimes fail. When this happens, it can be confusing, stressful, and even embarrassing—especially when you urgently need … Read more
OPay has grown into one of the biggest mobile money and digital banking platforms across Africa. Millions of people use OPay for transfers, ATM withdrawals, savings, online shopping, transport payments, airtime top-up, and everyday transactions. But to enjoy all OPay features, you must verify your OPay account. Many users struggle with problems such as: OPay … Read more
PalmPay has become one of the most popular mobile money and digital banking apps across Africa. Many people use PalmPay to pay school fees, buy data, recharge airtime, send money, shop online, and even withdraw cash from ATMs.But sometimes, when you try to pay with your PalmPay card—either the PalmPay virtual card or the PalmPay … Read more
Mobile money is now one of the fastest-growing ways to send, receive, and pay for goods and services across Africa. One of the biggest players is MTN Mobile Money, popularly known as MTN MoMo. Whether you are a student paying school bills, a worker paying utilities, a business owner collecting customer payments, or someone who … Read more
The M-Pesa app is one of the most trusted mobile money tools in Africa—especially in Kenya, where millions depend on it for sending money, paying bills, shopping, receiving salaries, and handling daily expenses.But sometimes the M-Pesa app fails, crashes, freezes, refuses to open, or shows annoying error messages right when you need it most. If … Read more
What Makes a Great Crypto Trading App for Nigerians Before listing the apps, it helps to know the criteria. These are the things a good crypto trading app must have, especially for Nigerians. Key Features Nigerians Need in a Crypto Trading App Support for NGN Deposits and Withdrawals: The app should let you deposit and … Read more
What Does “Cash‑Back App” Mean? Definition: Cash‑Back App Explained A cash‑back app is a mobile or web application that gives you a small amount of money (or credit, points, vouchers) back when you spend money on purchases (for example airtime, data, utilities, online shopping, food, etc.). Essentially, part of what you spend returns to you. … Read more
What Are Online Skills and Why Learn Them for Free? Online skills are abilities you can develop using the internet. These skills are related to digital work like coding, designing, writing, marketing, and managing online platforms. Learning these skills means you can work remotely, freelance, start your own business, or improve your employability. Why Learn … Read more
What Is PayPal & What “Doesn’t Work” Means for Nigerians What is PayPal? PayPal is an online payment system. It lets people send and receive money, pay for goods in many stores, send invoices, accept payments from customers, and withdraw funds to bank accounts. It works all over the world. Many people like it because … Read more
Introduction to Payoneer and Why Nigerians Use It Payoneer is a global financial services company that helps people receive international payments. Many Nigerians use it to: Receive freelance payments Get affiliate income from companies abroad Get paid from marketplaces like Fiverr, Upwork, Amazon, ClickBank, etc. Send and receive money internationally For Nigerians, Payoneer is a … Read more
What is Bitcoin & How People Buy and Sell It in Nigeria What is Bitcoin? Bitcoin is a digital money (cryptocurrency). It is not printed like paper money. It lives online. People use special keys (like secret codes) to own and move Bitcoin. Bitcoin works without a central bank. Instead, many computers around the world … Read more
If you use Payoneer to receive money from international clients, freelancing, ad platforms, etc., one of your key tasks is to withdraw your Payoneer funds into your Nigerian bank account. Sometimes this can be confusing: which bank, how long, what fees, which type of account, what details to give. This guide will show you everything … Read more
f you want to make money by helping people pay bills, withdraw cash, recharge data, and more, becoming a POS (Point of Sale) agent is a good business idea in Nigeria. OPay, Moniepoint, and PalmPay are among the popular fintechs offering such POS agent opportunities. This guide will show you exactly how to become a … Read more
Using a bank app is very useful. You can transfer money, check balance, pay bills— all from your phone. But with that power comes risk. Hackers and fraudsters want to steal your money or your private data. This guide will show you how to secure your bank app so hackers cannot get in. It is … Read more
In Nigeria, many people use mobile banking apps to send money, check balance, pay bills, etc. But not all apps are the same. In 2025, three big banks — GTBank, Zenith Bank, and Access Bank — are among the top when it comes to mobile banking. This article will compare their apps. You will see … Read more
Saving money and sending money around should be simple. With many Nigerians using smartphones, fintech apps are helping students, workers and everyday people manage their money well. This article will show you the top fintech apps in Nigeria you can use for easy savings and transfers. What is a Fintech App? Simple Definition A fintech … Read more
Why Your Nigerian Bank App Declines Dollar Payments Many Nigerians have tried to pay for international subscriptions, online courses, software tools, or services, only to be frustrated when their bank app declines dollar payments. If you’ve experienced this, you’re not alone. This article explains why Nigerian bank apps decline dollar payments, what rules cause it, … Read more
Why Speed & Reliability Matter in Mobile Banking Mobile banking apps are very helpful. They let you pay bills, send money, check your balance, and do many things using your phone. Speed means how fast the app works: how quickly it loads, how fast you send money, how fast it shows your balance. Reliability means … Read more