Banking & Payments

Understanding Transfer Charges in Nigerian Banks When it comes to moving money in Nigeria, knowing which bank charges the least for transfers can save you a lot of money. Transfer…

As a POS (Point‑of‑Sale) agent in Nigeria, sometimes customers dispute transactions. They contact their bank and raise chargebacks. A chargeback means the customer says the transaction was not valid (fraud,…

Have you ever tried to pay at a shop with a card or POS (Point of Sale) machine and saw “Transaction Declined” appear? It’s frustrating, especially when you have money…

If you are thinking of becoming a POS agent, or already run a business and want to accept card payments, knowing which POS (Point‑of‑Sale) company charges the least is very…

f you run a business in Nigeria (small shop, market stall, boutique, etc.), having a POS (Point of Sale) machine can help you accept card payments, grow sales, reduce risks…

If you use bank apps, payment apps, or online sites in Nigeria, you’ve probably used OTP codes—those One‑Time Passwords sent by SMS, email or via call. But sometimes, you wait…

Sometimes you go to use your mobile banking and you realise: I don’t remember my PIN. It happens. But don’t worry. Most banks in Nigeria let you reset a forgotten…

Bank fraud is real, and it affects many people in Nigeria. Whether you are a student saving money, a worker getting paid monthly, or just someone who uses bank apps,…

Losing your ATM card or having it stolen can be scary. But you don’t always need to visit a bank branch to block it. In Nigeria, many banks provide USSD…

If you have a bank account in Nigeria, often the bank will require that your account is linked to your BVN (Bank Verification Number). If it is not, you may…

If you use a bank in Nigeria, you must know BVN (Bank Verification Number). It is a unique identity number that helps banks verify who you are. But many people…

Upgrading your bank account means moving from a basic or restricted account level to a more advanced level. You get higher transaction limits, more services, maybe better interest or perks.…

Understanding ATM Withdrawal Delays in Nigerian Banks Have you ever tried to withdraw money from an ATM in Nigeria and faced delays or the transaction took too long to reflect?…

In 2025, Kuda Bank has become a prominent digital banking platform in Nigeria, offering a range of services aimed at simplifying financial transactions for Nigerians. As with any financial institution,…

Money transfers between bank accounts are part of daily life for many Nigerians—students paying school fees, workers sending money home, small business owners paying suppliers. But bank transfer fees can…

Running a small business in Nigeria has many challenges. Picking the right bank is one of the most important decisions you will make. The right bank helps you save costs,…

Studying abroad is an exciting journey, but managing finances can be challenging. Nigerian students pursuing education overseas need reliable banking services that offer seamless international transactions, low fees, and user-friendly…

In Nigeria, banking via mobile phones is common, and SMS alerts are crucial for customers. These alerts help you know when money comes in or goes out of your account.…

Understanding the Problem of Wrong Bank Transfers in Nigeria Imagine sending money to pay for school fees, rent, or a business transaction, only to realize you sent it to the…

Losing your phone is scary—especially when your bank app, USSD code, and SMS alerts are on that same phone. If someone gets access to your phone, they could also try…

Have you ever tried to withdraw money or pay for something with your bank account in Nigeria, and the money left your account—but the person or machine didn’t receive it?…

Have you ever tried sending money through your bank, only to see a frustrating message like “Transaction Pending”? If yes, you are not alone. Many Nigerian students, workers, and everyday…

If you’ve ever tried withdrawing money from your bank and discovered your account is frozen, you’re not alone. Many students, workers, and everyday Nigerians experience this, and often feel stuck…

If you ever sent a dollar transfer (foreign currency, remittance, payment) into Nigeria and found that the money was reversed, returned, or not credited, you may be frustrated. Many students,…

If you are a Nigerian student or a working professional who wants to use PayPal safely, this guide is for you. In simple, clear words, I will show you how…