Upgrading your bank account means moving from a basic or restricted account level to a more advanced level. You get higher transaction limits, more services, maybe better interest or perks.…
If you are a student or working in Nigeria, your bank account might become dormant if you don’t use it for a long time. When that happens, you can’t withdraw…
Understanding ATM Withdrawal Delays in Nigerian Banks Have you ever tried to withdraw money from an ATM in Nigeria and faced delays or the transaction took too long to reflect?…
In 2025, Kuda Bank has become a prominent digital banking platform in Nigeria, offering a range of services aimed at simplifying financial transactions for Nigerians. As with any financial institution,…
Money transfers between bank accounts are part of daily life for many Nigerians—students paying school fees, workers sending money home, small business owners paying suppliers. But bank transfer fees can…
Running a small business in Nigeria has many challenges. Picking the right bank is one of the most important decisions you will make. The right bank helps you save costs,…
In Nigeria, many people use mobile banking apps to send money, check balance, pay bills, etc. But not all apps are the same. In 2025, three big banks — GTBank,…
Studying abroad is an exciting journey, but managing finances can be challenging. Nigerian students pursuing education overseas need reliable banking services that offer seamless international transactions, low fees, and user-friendly…
In Nigeria, banking via mobile phones is common, and SMS alerts are crucial for customers. These alerts help you know when money comes in or goes out of your account.…
Understanding the Problem of Wrong Bank Transfers in Nigeria Imagine sending money to pay for school fees, rent, or a business transaction, only to realize you sent it to the…
Losing your phone is scary—especially when your bank app, USSD code, and SMS alerts are on that same phone. If someone gets access to your phone, they could also try…
Have you ever tried to withdraw money or pay for something with your bank account in Nigeria, and the money left your account—but the person or machine didn’t receive it?…
Have you ever tried sending money through your bank, only to see a frustrating message like “Transaction Pending”? If yes, you are not alone. Many Nigerian students, workers, and everyday…
If you’ve ever tried withdrawing money from your bank and discovered your account is frozen, you’re not alone. Many students, workers, and everyday Nigerians experience this, and often feel stuck…
If you ever sent a dollar transfer (foreign currency, remittance, payment) into Nigeria and found that the money was reversed, returned, or not credited, you may be frustrated. Many students,…
If you are a Nigerian student or a working professional who wants to use PayPal safely, this guide is for you. In simple, clear words, I will show you how…
What Are Western Union, MoneyGram, and Wise? 1 Western Union Western Union is a well-known company that helps people send money across countries. You can send money from Nigeria or…
Receiving money from abroad is something many Nigerians need—students, freelancers, families, side‑hustlers. But not everyone has a domiciliary account (an account in foreign currency) with a bank. The good news:…
Receiving dollar (USD) payments reliably in Nigeria matters a lot, especially for freelancers, digital businesses, creatives, or anyone earning from foreign clients. In 2025, more apps make this easier —…
If you run a POS (Point‑of‑Sale) business in Nigeria, one of the most important decisions is choosing which bank will settle your transactions. A good bank makes sure you get…
POS (Point‑of‑Sale) agents are people or businesses who offer services like cash withdrawal, deposits, bill payments etc, using POS machines. Most of them are honest, but some act fraudulently—charging too…
If you use POS machines in Nigeria—either as an agent, merchant, or customer—you’ll want to know how much each service costs. Charges vary by provider, amount, service type, and region.…
POS (Point‑of‑Sale) terminals are very useful in Nigeria. They help people buy things, withdraw cash, pay bills using cards. But many Nigerians have faced problems: POS transactions fail, money is…
If you run a business—or plan to start one—you might have looked into getting a POS (Point‑of‑Sale) machine. In Nigeria in 2025, there are many POS machines with different prices,…
Starting a POS (Point‑of‑Sale) business in Nigeria is one of the easiest and profitable small businesses you can begin, even if you have little money. With the drive toward financial…
Saving money and sending money around should be simple. With many Nigerians using smartphones, fintech apps are helping students, workers and everyday people manage their money well. This article will…
Why Your Nigerian Bank App Declines Dollar Payments Many Nigerians have tried to pay for international subscriptions, online courses, software tools, or services, only to be frustrated when their bank…
What is BVN and NIN? Simple Definitions What is BVN? BVN stands for Bank Verification Number. It is an 11-digit number issued by the Central Bank of Nigeria. It connects…
What is USSD Banking? Understanding the Basics USSD stands for Unstructured Supplementary Service Data. It is a technology that lets you send messages between your phone and your bank using…
Why Speed & Reliability Matter in Mobile Banking Mobile banking apps are very helpful. They let you pay bills, send money, check your balance, and do many things using your…